Helpful Guide For A First Time Buyer
I am going to try and make this post as detailed as possible, because I know how truly stressful buying a house can be I also know that people find these posts particularly helpful, especially if it's not an easy transaction. 1. The first thing I would absolutely recommend is ensure you have a decent deposit before you begin looking for properties. This means putting away a set amount of money from your paycheck each month until you reach your target. There's no point house hunting when you have £1000 in the bank, because if you find your dream home, by the time you save the rest of the money it will be sold to someone else. There are many schemes out there now that are available to make the process easier for a First Time Buyer, so definitely do your research. For example, the Help To Buy ISA's. It is free money from the government, why would you not do it? 2. Get your mortgage sorted. Yes you can do it online and compare what all the banks are doing, b...